Payment Protection Litigation is a collection of cases in various courts around the country (with no consolidated or coordinated proceedings) against several credit card issuers, alleging unfair and deceptive practices in connection with the issuers’ payment protection programs (programs purportedly designed to relieve the cardholder from making the minimum monthly payments on the card in the event of job loss, disability or other circumstances). The complaints allege unfair and deceptive conduct in the enrollment of customers in the payment protection programs, including involuntary enrollment or “slamming,” enrolling consumers who are ineligible for benefits at the time of enrollment, failing to adequately disclose the exclusions from and limitations on coverage and other practices.