Checking Account Overdraft Litigation is a collection of consolidated and coordinated actions against various banks, alleging unfair and deceptive practices in connection with the banks’ charging of overdraft fees to customers on debit card transactions.  The complaints allege that the banks manipulate and alter customers’ transaction records in order to increase the occurrence of overdrafts and thereby maximize the overdraft fees charged, including unfairly and deceptively, in all cases, re-sequencing customers’ debit card transactions from highest to lowest.